46. K --- Caplan suggests that kids who don’t love school go to work.

　　47. C ---An increasing number of families spend more money on houses in a good school district.

　　48.E--- Subsidized loans to college students are a huge waste of money, according to one economist.

　　49. B--- More and more kids find they fare worse with a college diploma.

　　50. H --- For those who are not prepared for higher education, going to college is not worth it.

　　51. D --- Over the years the cost of a college education has increased almost by 100%.

　　52. J --- A law passed recently allows many students to pay no more than one tenth of their income for their college loans.

　　53. C --- Middle-class Americans have highly valued a good education.

　　54. L --- More kids should be encouraged to participate in programs where they can learn not only job skills but also social skills.

　　55. F --- Over fifty percent of recent college graduates remain unemployed or unable to find a suitable job.

　　【點評】

　　本文主要針對大學教育是否是一項值得投資的話題進行深入探討和分析，文章標題Is College a Worthy Investment?已經很明顯地暗示了文章的主旨大意內容，考生做題時應多關注標題，這是很重要的解題線索。

　　本文選自Newsweek《新聞周刊》，該話題是考生比較熟悉的教育問題，大學教育是否值得投資，文中指出大學高等教育不是人們獲得成功的唯一途徑，人們應該選擇適合自己的道路，即使上了大學也不一定能找到好工作，同時也指出目前市場和企業需求的變化，人們應該理性選擇，提高覺悟，做出正確的選擇。

　　文章本身話題和語言難度并不高，大多考查事實細節，考生應掌握一定的同義轉換技能。

　　56. C. They love what they do and choose not to retire.

　　57. A. Neither of them is subject to forced retirement.

　　58. D. Working at an advanced age lengthens people's life.

　　59. C. It is a compensation for one's life-long hard work.

　　60. D. They prevent young people from getting ahead.

　　61. A) Many young Americans will never be able to pay off their debts.

　　62. B) They haven't developed a credit history.

　　63. D) It will affect their future spending power.

　　64. B) They may experience a financial crisis in their old age.

　　65. C) Their clients leave their debts unpaid upon death.

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