Section B

　　Directions: In this section, you will hear 3 short passages. At the end of each passage, you will hear some questions. Both the passage and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A)， B)， C) and D). Then mark the corresponding letter on Answer Sheet 2 with a single line through the centre。

　　Passage one

　　Obtaining good health insurance while you are studying overseas is a real necessity to protect you from minor and catastrophic medical expenses that can wipe out not only your savings, but your dreams of an education abroad。

　　There are often two different types of health insurance you can consider buying: international travel insurance and student health insurance in the country where you will be going. An international travel insurance policy is usually purchased in your home country before you go abroad. It generally covers a wide variety of medical services, and you are often given a list of doctors who may even speak your native language in the area where you will travel. The drawback might be that you cannot get your medical expenses paid immediately. In other words, you may have to pay all your medical expenses and then later submit your receipts to the insurance company。

　　On the other hand, getting student health insurance in the country where you will study might allow you to only pay a certain percentage of the medical cost at the time of service (commonly called a co-pay)， and thus, you don't have to have sufficient cash to pay the entire bill at once。

　　Whatever you decide, obtaining some form of health insurance is something you should plan before you go overseas rather than waiting until you are sick with major medical bills to pay off。

　　Questions 26 to 28 are based on the passage you have just heard。

　　26. Where and when can you buy international insurance?

　　27. What should you submit to the insurance company when getting your expenses paid if you get international travel insurance?

　　28. How much should you pay for your medical bill if you get student health insurance?

　　Passage Two

　　If our skin came with care labels in the same way that our clothing does, we could all simply follow the written instructions and always have flawless complexions. Unfortunately, taking care of our skin is a bit more complicated than that, especially given that everyone's skin is unique. One way to get on the right skin care path is to start by categorizing your skin as either oily or dry, and then planning a basic daily care proposal from there。

　　Here is a quick guide to caring for your skin based on your general skin type:

　　Oily: wash twice daily. People with oily skin should wash their faces at least twice a day. Certain cosmetics can be helpful in reducing the oil on the face。

　　Oily: moisturizer optional. Using a moisturizer is optional for oily skinned people, as the skin oil is a natural moisturizer。

　　Dry: wash less frequently. People with dry or sensitive skin should wash once or twice a day with a mild cleanser or soap. Certain cosmetics should be avoided。

　　Dry: moisturize regularly. Dry skinned individuals should always use moisturizer after washing their faces, as this will help replace moisture lost during washing。

　　Questions 29 to 31 are based on the passage you have just heard。

　　29. Why does the speaker say that skin care is more complicated than clothing care?

　　30. For people with oily skin, what can be used to reduce the oil on the face?

　　31. For people with dry skin, when should they use a moisturizer?

　　Passage Three

　　Studies show what common sense tells us: the more kids read, the better they read and the more pleasure they get out of reading。

　　Unfortunately, the reverse holds true: children who read very little usually have poor reading skills. Reading is a struggle for them, and they avoid it whenever possible.

　　Is there anything that you can do to encourage your children to read? It's helpful to know your child's reasons for not liking or wanting to read. These reasons can help you decide what will work best in motivating your child to discover or rediscover how much fun reading can be。

　　These are the reasons children frequently give for not reading:

　　It's boring. Don't despair if your children have this response to reading that is assigned at school. You can expose them to another kind of reading that is related to their interests.

　　I don't have time. Kids are busy. School, friends, sports, homework, television, and chores all compete for their time. Some children need your help in rearranging their schedules to make time for reading。

　　It's too hard. For some children, reading is a slow, difficult process. If your child is having a hard time reading, talk with his or her reading teacher. Ask about how you can find interesting books and materials written at a level that matches your child’s reading ability。

　　It's no fun. For some children, especially those who have difficulty reading, books cause anxiety. Even for children with strong reading skills, pressure from schools and home that emphasize reading for performance can make reading seem like a chore.