33. A) It'll allow them to receive free medical treatment.

　　B) It'll prevent the doctors from overcharging them.

　　C) It'll enable them to enjoy the best medical care.

　　D) It'll protect them from possible financial crises.

　　34. A) They may not be able to receive timely medical treatment.

　　B) They can only visit doctors who speak their native languages.

　　C) They have to go through very complicated application procedures.

　　D) They can't immediately get back the money paid for their medical cost.

　　35. A) They must send the receipts to the insurance company promptly.

　　B) They have to pay a much higher price to get an insurance policy.

　　C) They needn't pay the entire medical bill at once.

　　D) They don't have to pay for the medical services.