大學英語六級口語考試分三個部分，第一部分是自我介紹和問答，第二部分是陳述和討論，第三部分是問答。本場口語考試陳述和討論的主題為“The importance of living within one's means”。 貸款、信用卡、花唄在人們的生活中越來越普遍，有些人卻因為貸款把自己的生活搞得一塌糊涂。規劃好自己的個人財務是一個人成長中的重要一步。以下展示一篇以“ The importance of living within one's means”為題的范文，供考生參考。

　　Nowadays, a large number of people choose to borrow money online or from credit cards in order to buy what they can’t afford at present. Obviously, it’s not a correct way to cover one’s expense because it will cause a serials of problems. It is of great importance that we live within our means. On the one hand, consuming in advance will make us spend more and more, because people subconsciously think that they will save some money in next month which is impossible. There is no doubt that this will increase people's financial burden. And if one can’t return the debt in time, he has to pay a large amount of interest. On the other hand, living beyond our means also puts a lot of stress on our lives because we can't plan our lives well. What's worse, some people choose to commit suicide under the pressure. So it's important to live within your means, which is not only good for planning your life, but also good for your mental health.

　　以上就是小編為各位考生帶來的六級口語考試第六場個人陳述部分的參考范本，希望能夠對各位考生有所幫助。

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