11.

　　A) She doesn't think it will snow.

　　B) The location of the session has been changed.

　　C) The session might be canceled.

　　D) She'll probably be too tired to walk to the session.

　　12.

　　A) The job's short hours make it impossible for her to refuse.

　　B) She's looking forward to meeting her new colleagues.

　　C) She refused the position because of the low salary.

　　D) The job is turning into an excellent opportunity for her.

　　13.

　　A) He hasn't talked to his brother since he transferred.

　　B) He doesn't think his brother should transfer.

　　C) His brother doesn't want to transfer.

　　D) He hadn't heard the news about his brother.

　　14.

　　A) She thinks Mary is too critical.

　　B) She doesn't know how to react.

　　C) She thinks the man is too sensitive.

　　D) She wants to know what the man thinks.

　　15.

　　A) Which seminar the woman wants to sign up for.

　　B) If the woman keeps money at the bank.

　　C) Where the woman learned about the seminar.

　　D) If the woman has taken other classes on personal finances.