Directions: For this part, you are allowed 30 minutes to write a composition on the topic Credit Cards on Campus. You should write at least 150 words, and base your composition on the outline (given in Chinese) below:

　　1)近年來越來越多的大學生開始使用信用卡

　　2)分析產生該現象的原因

　　3)針對大學生使用信用卡提出你的建議

　　Credit Cards on Campus

　　_______________________________________________________________________________

　　_______________________________________________________________________________

　　_______________________________________________________________________________

　　行文思路

　　本題屬于提綱式文字命題。提綱第1點指出一種現象，提綱第2點要求分析產生該現象的原因，提綱第3點要求針對該現象給出“我”的建議，由此可判斷本文應為現象解釋型作文。

　　根據所給提綱，本文應包含如下內容：描述大學生使用信用卡的現狀;分析大學生信用卡用戶增加的原因;針對大學生使用信用卡提出“我”的建議。

　　高分范文

　　Credit Cards on Campus

　　In recent years, credit cards have [1]gained more popularity among college students. [2]With banks’ more focus on college market, [3]an increasing number of college students have applied for a credit card and begun to consume by it.

　　[4]The following three factors can account for the popularity of credit cards in college. [5]Firstly, a credit card provides overdrawing service, [6]which is [7]a big attraction for those students who have no much money for their domination. [5]Secondly, a credit card can help release financial burdens on those poor students, and [8]hence reduce the risk of their dropping school for lacking money. [5]Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. [7]Drawn by these policies, many college students apply for credit cards.

　　[5]As far as I am concerned, it is not a bad thing for college students to own credit cards. [5]However, there is misuse of credit cards among college students. Many students use credit cards to buy luxurious things they don’t need really, and even some of them owe a big credit cards debt. [5]Therefore, schools and banks have responsibility to let college students learn how to use credit cards properly. [9]Only in this way can college students enjoy really the advantages of credit cards.

　　【亮點點評】

　　[1]“越來越流行”。

　　[2]“隨著”，介詞。

　　[3]“越來越多的”。