12月英語六級考前密押作文十六：收入和存款

　　Directions: For this part, you are allowed 30 minutes to write a composition on the topic Incomes and Savings. You should write at least 150 words, and base your composition on the table and the outline given below:

　　1、 上圖所示為近年中國居民收入和存款增長率的變化，描述其變化并說明原因;

　　2、 對此做出評價(jià)。

　　Incomes and Savings

　　From the charts we can easily find that incomes in China are increasing, and savings deposits are also increasing. In 1965, the average annual income in China increased at a rate of 6%, and the savings increased 6.5%. in 2005 the numbers soared to 29.5% and 31% respectively.

　　The possible reasons, I think, may be as follows. First, with the development of the economy, the wealth of our whole nation’s increasing. So this promotes the increase in income and savings. Secondly, people have changed their consumption habits greatly in recent years. For example, many parents now spend a lot on their children’s education, and they have to save money for their children’s higher education. Last but not least, with the increase of income, people have more money to save, which can later be spent on insurance, house payments and other large expenses.

　　In my opinion, the increase of income and savings is just like a double-edged sword which can benefit the whole nation’s revenue while hindering the economy’s development. The more money is saved in the bank, the less money people spend. To put it briefly, I think China’s government should take some effective measures to encourage consumption to promote the further development of the economy.