一、英語四級
　　1、助學貸款申請信
　　Directions:  For this part, you are allowed 30 minutes to write A Letter Applying for a Bank Loan. You should write at least 120 words following the outline given below in Chinese.
　　1、個人情況介紹
　　2、申請貸款的原因、數額及用途
　　3、如何保證專款專用以及你的還款打算

［參看范文］
Dear Sir/Madame,

I am a sophomore in Shanghai University, majoring in computer software. In the previous one and a half years I have been a model student and monitor of my class.

However, since I registered here, the expenses have become a burden for my average family. You know, my parents are both laid－off workers, and, to make matters worse, my mother has suddenly fallen ill and is expecting a major operation. It will be beyond their ability to finance me through my remaining education. It is now a must for me to help relieve their financial pressure. So I’m applying to your bank for a loan of 10,000 yuan. If my application is approved, all the money will go to my tuition and fees for the coming academic years.

I’ve made a detailed plan to arrange my school life. A part-time job as a family tutor will not be difficult to find and some work-study programs for students like me are also provided in our university. From these sources I will be able to earn more than enough to support myself. I guarantee that I will repay the loan within five years, that is, within two years after my graduation. Please have confidence in me: I have a very good credit record.

I would be greatly obliged if my application is granted. Many thanks.

Yours sincerely,

Li Ming